If you live in New Jersey, you should know about NJ minimum auto insurance requirements. The state laws regulate all drivers to have car insurance, including liability and personal injury protection (PIP) coverages. You can add uninsured motorist, accident, and other coverages to your policy, although those are not mandatory in the state. Liability auto insurance … Read more
When talking about auto insurance, you should learn about these two types: stacked and unstacked. One gives certain benefits you might need, while the other does not. So, what is the difference between stacked and unstacked auto insurance, and what are those? Stacked insurance combines the physical injury coverage limit of your uninsured and underinsured … Read more
Road accidents can cause personal injuries to the involved parties with varying severity. If you sustain an injury from an accident, you must understand the mechanism of an auto accident personal injury insurance claim. Knowledge in this matter can help you optimize your claim. Understanding Personal Injury Protection in Auto Accidents Personal injury protection, also … Read more
Auto insurance rates are affected by – not one, not two, but – multiple factors. The place where you live, like Massachusetts, is only one of them. And it is funny that gender and age are also considered factors affecting insurance costs. Here, we will talk about auto insurance rates in Massachusetts. The average insurance rate … Read more
You should learn about insurance surcharge if you are covered with auto insurance. Sometimes, your insurer charges you more than usual. This happens because the insurance company levies a penalty or extra cost to your premium. And this extra charge is known as a surcharge. So, an auto insurance accident surcharge is an extra charge imposed by … Read more